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Mortgage Basics: Virginia Mortgage Education
Before securing financing for a property, it is important to be familiar with Charlottesville mortgage basics and Virginia mortgage education: The loan process, types of loan programs available, common mortgage terms, and factors affecting your loan, such as credit. In the case of refinancing, it also helps to have someone explain refinancing a mortgage.

Things You Need to Know Before Buying or Refinancing a Home

This section contains Virginia Mortgage Education information that will help you Charlottesville mortgage loans and understand Charlottesville mortgage basics. However, you should still consult an experienced Loan Officer when you have questions or need advice or should you need someone to explain refinancing a mortgage.

This section provides simple, clear explanations that can aid in making your mortgage experience a smooth one.

The Lending Process

Credit Basics

Types of Loans

Common Terms


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Equal Housing Lender. Metrocities Mortgage, LLC, is a Delaware limited liability company licensed by the Virginia State Corporation Commission as MLB-786. Information is subject to change without notice. This is not an offer for extension of credit or a commitment to lend.